Claiming Social Security Before 1997? Don’t Miss This Special August 1st Payment Update

By: Kritika

On: Saturday, July 26, 2025 2:21 PM

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Millions of Americans who started receiving the Social Security benefits before 1997 carries an important significance as the Social Security Administration follows a specific payment procedure in which the payment is determined by when the person first started collecting benefits. So, those individuals who began their SS benefits before 1997 follows a different payment timeline than the ones who have started getting the benefit afterwards. In this article, we will get into the details of the importance of August 1st payment date and what the recipients should expect if they are pre-1997 recipient.

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Claiming Social Security Before 1997?

If an individual started receiving the Social Security benefits prior May 1997, the Social Security Administration disburses the payment on 3rd of every month, until it falls on a weekend or a holiday. In such scenarios, the payment is made on the previous business day.

That’s what made August 1 as an important date in 2025. This year, August 3 falls on a Sunday which means the payment will be made two days before, i.e., August 1, 2025, Friday. The federal government always ensures timely payments and always access your funds without any delays. So, the recipients who highly rely on the August Social Security payment for managing their essentials must mark this change of date to avoid any misperception.

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Social Security August 1st Info: Overview

Article OnAugust 1st Social Security Update: Don’t Miss Special Payment Info Those Retired Before 1997
DepartmentSocial Security Administration
CountryU.S.
EligibilityIndividuals receiving benefits before 1997
Previous Payment DateAugust 3, 2025
New Payment DateAugust 1, 2025
Reason for ChangeSunday Falls on August 3, 2025
CategoryGovernment Aid
Official Websitessa.gov

Who Will Be Affected?

The early payments by Social Security will affect those individuals who:

  1. Started receiving the Social security benefits such as retirement, disability, or spousal prior 1997.
  2. Received payments on 3rd of each scheduled month
  3. Did not Receive Social Security benefits with the SSI (Supplemental Security Income).
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Individuals who fall under this category will receive the monthly payment on Friday, August 1st than on Sunday, August 3rd.

Those who receives both SSI and Social Security payments will receive the SSI payment on 1st of every month, whereas Social Security payment on 3rd of each month, unless and until the date falls on a holiday or a weekend. In August 2025, both prior-1997 Social Security and SSI payments will be disbursed on August 1, 2025 (Friday). Though, receiving both benefits on the same date can be a bit confusing for those who manages multiple accounts. So, it is a good idea to confirm your payment date by visiting ‘My Social Security Account’, or calling the SSA directly at 1-800-772-1213.

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Claiming Social Security Before 1997? Don’t Miss This Special August 1st Payment Update

Social Security and SSI Payment is August: Summary

TypeNew Payment DatePrevious Payment DateReason for change in Date
Social Security (Before May 1997 or SS + SSI)August 1,2025August 3, 2025Sunday falls on August 3.
SSI Payments (September)August 29,2025September 1, 2025Labor Day falls on September 1

Can There Be Changes in Other Social Security Benefits in August?

Till now there has been no official confirmation yet, and there will be no changes for those recipients who are getting their payments on Wednesdays (based on their birth date). Social Security benefits such as retirement, disability, and survivor benefits are distributed on three Wednesdays every month for the recipients who started receiving benefits after May 1997. The payment dates are as follows:

  1. 1st to 10th: 2nd Wednesday
  2. 11th to 20th: 3rd Wednesday
  3. 21st to 31st: 4th Wednesday
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These are the set payments scheduled every month, unless the date falls on a federal holiday, which does not fall in the month of August. SSI payments has a different payment schedule as these are distributed on first of every month. If the first day of the month falls on the weekend or on a holiday, then the payment will fall on last Friday of the previous month.

What Steps Should I Take If I Didn’t Receive the Payment?

If your Social Security paycheck is expected to arrive on August 1, 2025 and it doesn’t reflect in your bank account. You can:

  • Wait for minimum three mailing days if you receive a paper
  • For direct deposit, contact your bank if they are experiencing internal delays.
  • Still, if there is no sign of receiving your payment, you can get in touch with the Social Security Administration immediately to look into the matter.

How Can I Manage My August 2025 Payment?

As in 2025, the August payment will hit your bank account two days before, here is how you can manage your early payment in August 2025:

  1. Stretch your funds for the entire month as your September payment won’t come early unlike August.
  2. Avoid large purchases as it is still meant to cover your August expenses.
  3. Monitor your budget calendar
  4. Get yourself updated with the SSA, as it would let you know about any changes in the payments, dates and issues.
Official WebsiteClick Here
HomepageMoyle-Council.org

Final Thoughts

Getting yourself updated of any changes in payments and dates of Social Security is necessary for all the beneficiaries, especially for those prior-1997 beneficiaries who are expecting their payments in August 2025. This year, the regular payment date has shifted from 3rd August to 1st August 2025, as Sunday falls on the payment date. The two-day prior payment helps the individual to ensure any uninterrupted monthly payment. Staying aware of such changes is necessary as it can help you avoid any confusion and maintain your retirement income stable.

Frequently Asked Questions

Who gets the Social Security Payments?

Individuals who started receiving the Social security benefits such as retirement, disability, or spousal prior 1997.

When Will I Receive my August 2025 Social Security Payment?

This year, you will receive the payment on August 1, 2025, which was previously scheduled on August 3, 2025 as Sunday falls on this date.

Does the September payment fall on the schedule date?

No, as Labor Day falls on September 1, so the date has shifted to August 29, 2025.

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