The much-awaited GST/HST Credit increase has finally arrived. Millions of Canadians expected a financial boost in the GST/HST payments. The CRA continues to support the mid-to-low-income individuals and households across the country. A small increase can help to manage the basic requirements. So, if you are wondering whether you are eligible or not, here is a detailed article.
GST/HST Refund Credit 2025
In today’s era, where inflation has hit a major section of society, the government continues to roll out schemes that can help individuals to look after their basic needs. Even a small boost in financial assistance can make a lot of difference in an individual’s living standard. The CRA (Canadian Revenue Agency) has rolled out the GST/HST Refund Credit 2025 with a slight increase in payment.
The Goods and Services Tax/ Harmonized Sales Tax (GST/HST) is basically a quarterly payment that helps the low-modest income individuals and households to offset the tax they pay. It also includes the payments received from the provincial and territorial programs. This year, the payment will increase by 2.7 per cent, which is comparatively less than the previous one, which was 4.7 per cent. But, looking at the inflation, even a small increase can make a lot of difference for those who are unable to meet the basic requirements.
If you are pondering what this credit is all about, whether you are eligible, and how much payment you can expect to receive, this article will break down all your queries.
GST/HST Credit July 2025: Overview
| Article On | GST/HST Refund Credit 2025 |
| Department | Canada Revenue Agency (CRA) |
| Country | Canada |
| Beneficiary | Canadian resident for all income tax purposes |
| Increase | 2.7 per cent |
| Payment Duration | Quarterly |
| Benefits | Tax-Free payment |
| Category | Finance News |
| Official Website | canada.ca |
What is the GST/HST Refund Credit 2025?
For many Canadians, the GST/HST Refund Credit remains an important source of payment. It is a non-taxable quarterly payment administered by the Canada Revenue Agency (CRA) to provide financial assistance to individuals and households to counterbalance the GST/ HST that they pay.
There is no need to apply for this benefit; if you are found eligible, the CRA will automatically calculate the payment based on your previous year’s income tax return and will pay you the amount directly to your bank account or through a check. This initiative by the government aims to reduce the tax burden on those individuals and households who cannot afford it.
Who is Eligible for the GST/HST Refund Credit 2025?
To qualify for the GST/HST Refund credit for 2025, you must meet the basic requirements to avail of the benefits:
- A Canadian resident for income tax purposes during the month before or at the beginning of the month when CRA makes a payment.
- Must be 19 years or above before the quarterly payment
- Have (or had) a common-law partner or a partner
- Be (or have been) a parent and live (or lived) with your child
Your eligibility also depends on your 2024 income tax return, so if an individual has not filed the return for last year, now is the time to file.
There is no fixed amount that an individual receives; it depends on their net income and family circumstances. The lower the income, the higher the payment. You must also ensure to file your income tax return even if you have not earned any income in the previous year.
How Much GST/HST Payment Will I Receive in 2025?
Your GST/HST refund credit is calculated by the Canada Revenue Agency (CRA) depending on your base amount, and increases it based on your marital status, and the number of children you have who are under 19 years old (registered under the Canada Child Benefit and GST/HST Credit).
Here is the breakdown of the payment that most people can expect from the payment period from July 2025 to June 2026 (estimated amount):
| Single Individual | Up to $533 |
| Married or Common-law partner | Up to $698 |
| Children under 19 (Each) | Up to $184 |
However, you must keep in mind that these numbers may vary depending on the income threshold or inflation set by the CRA. If your income is closer to the cutoff point, you will receive a lesser payment.
GST/HST Refund Credit: Payment Dates
The CRA generally sends the GST/HST credit payments on a quarterly schedule. So, if you’re eligible, you’ll receive the payments on the fifth day of July, October, January, and April.
Each payment represents a quarter of the total annual credit, which is either deposited in your account or sent through a check, or mailed. So, if you have opted for the direct deposit, you will receive the payment by noon on the payment date.
If you have not received the GST/HST credit payment on the expected date, you should wait for a minimum of ten working days before reaching out to the CRA, as the delay usually occurs with the processing of bank or mail delivery.
How to Manage the GST/HST Credit Payments?
Worried about adjusting your benefits. Don’t worry, you can easily manage your CRA benefits by considering the following instructions:
- Constantly monitor your CRA account regarding your payment status and updated benefits.
- Use direct deposit, which is quite faster and secure method
- To continue your GST credit eligibility, you must file your income tax returns on time, it doesn’t matter whether you have earned or not.
- To avoid any missed or delayed payments, you must ensure that to keep your marital status and address updated.
| Official Website | Click Here |
| Homepage | Moyle-Council.org |
