Many households across the United Kingdom are pressurized with paying sky-high bills and buying expensive groceries as result of increasing cost of living expenditure. To relief the UK citizens from this burden, the federal government has initiated a step by offering £450 Cost of Living payment which is all set to start from June 2025 itself.
£450 Cost of Living Payment by DWP in June 2025
The £450 Cost of Living payment initiated by the Department of Work and Pensions (DWP) aims to support the people with low-income group because of increasing cost of living. To provide relief to the households with the rising inflation, the DWP has come up with the benefit of £450 payment which is targeted to reduce financial burden of individuals by covering the essentials such as food, childcare, education, energy.
Though, the £450 Cost of Living payment for June 2025 is not a part of Universal Credit system but an impartial measure which is designed to help the vulnerable income group. The claimants don’t to apply separately for this benefit as the amount will be automatically credited to your bank account. You will get the reference labeled as ‘DWP COL’ or ‘HMRC COL’ on your statement. Now let’s get into the details of the check the £450 payment and its eligibility criteria, payment date and functioning and other related questions with this article.
UK Cost of Living Payment 2025: Overview
| Article On | £450 Cost of Living Payment |
| Department | Department of Work and Pensions (DWP) |
| Country | U.K. |
| Payment Amount | £450 (one-off) |
| Payment Date | June 19, 2025 |
| Payment Type | Direct deposit from the DWP |
| Category | Government Aid |
| Eligibility | Pension Credit, ESA, JSA, UC |
| Official Website | gov.uk |
What is the Purpose of £450 Cost of Living Payment?
The rise in Cost of Living had severely impacted the vulnerable households by pushing them towards the edge with things like food, education, transportation and other energy bills. This initiative focuses on lowering the financial burden on the households which can lead to increasing debts, due bills and rent overdue.
The £450 Cost of Living payment is a one-time, non-taxable initiative with aims to support the households with low income who are struggling with inflation. As you are aware that the inflation rate remains to stay obstinate, the prices of basic amenities such as food, education, and energy bills are putting burden on millions of people across U.K., the £450 Cost of Living Payment by the DWP comes as a ray of hope for the lessening the burden of the households.
£450 Cost of Living Payment: Eligibility Criteria
So, if you are wondering you all qualifies for the one-time payment of £450, you must be receiving any one of the following benefits during the succeeding period:
- Pension Credit (PC)
- Universal Credit (UC)
- Income Support
- Jobseekers’ Allowance (Income-Based)
- Employment and Support Allowance (Income-Related)
Under the confirmation of specific situations by the Department of Work and Pensions, the claimants of Child Tax Credit and Working Tax Credit may also qualify. Also note that the claimants with Contribution-based ESA and JSA, and individuals receiving benefits such as PIP/DLA are not eligible for receiving the benefits.
£450 UK COL Payment Date June 2025
The eligible candidates don’t need to apply for this benefit as it is automatic. Starting from June 19, 2025, the DWP will send the payment directly to the same bank accounts of the eligible candidates which is used for the other payment benefits.
As soon as the amount is credited to your bank account, you will receive a reference mentioning ‘DWP COLP’ followed by your National Insurance (NI) number. You will not get any notification or mail in advance, so get yourself updated by regularly checking your bank account.
In case you have not received your payment by the end of June 2025, you must directly get in touch with the DWP.
Steps to Keep in Mind While Waiting for June 2025 £450 Payment
As you are already aware that the payment method is completely automatic, but still to avoid any unnecessary delays or confusion, you must keep few things in mind:
- Make sure that your bank details are updated with the DWP.
- Keep monitoring your statements throughout.
- Look for the reference “DWP COLP”
- If you feel there are certain changes needed, inform your benefit office
By ensuring these simple steps, you will be easily benefited with the on-time payment without any confusion or delay.
What are the Other Benefits Besides the £450 Payment?
The £450 Cost of Living Payment is just one measure taken by the federal government for providing the financial assistance to the citizens in the budget. There are some other measures too which works for the benefits of the households across the U.K.: –
- The Local council’s initiative to distribute, ‘The Household Support Fund’
- For vulnerable households with Low income, ‘Extended Energy Price Guarantee’
- The rates of the Local Housing Allowance are set to be revised from April 2025.
- Fuel Duty Suspension
| Official Website | Click Here |
| Homepage | moyle-council.org |
FAQs
What is the expected date for the £450 Cost of living payment?
The tentative date for the £450 Cost of Living payment is June 19, 2025.
Who is eligible for the £450 payment?
The individuals receiving ESA, UC, JSA, Pension Credit and Income Support will not qualify for the £450 payment.
Can I get the payment if I receive the benefit of PIP or DLA?
No, the payment is based on income-based support and individuals who only receive the PIP or DLA are not suitable for the £450 payment benefit.
Is the £450 Cost of Living payment taxable?
No, the payment is completely tax free and your benefits will untouched.
